Income Verification (VOI)

Make income verification predictable and auditable with employer-controlled fields and secure delivery. No cost to employers — verifiers pay per verification.

Employer-controlled outputs Secure SFTP feeds Record-by-record API Audit logs Minimize data exposure

START VOE details Security

Cost to employer$0 — verifiers pay per verification.

Field controlOutputs are employer-controlled based on configured policy.

Delivery optionsSecure SFTP feeds and/or record-by-record API.

AuditabilityTracking and audit logs for requests and delivery events.

OperationsSelf-service portal + optional managed verifier handling.

What VOI can include

Employer-controlled income fields

Employers choose which income-related fields are shared, aligned to policy and compliance requirements.

Consistent workflow

Standardized request intake, authorization handling (when required), and delivery—reducing ambiguity and rework.

Security-first delivery

Secure delivery paths designed to reduce unnecessary data movement and provide audit visibility.

Integration options

Secure SFTP file feeds

Employer-controlled format and schedule
Predictable delivery for VOI needs
Works well when API changes are difficult

Record-by-record API access

Minimizes bulk data movement
Tighter control over exposed fields
Better for near real-time verification needs

Why employers choose this model

Less HR disruption

Fewer ad hoc calls and emails
Clear intake path for verifiers
Defined exception handling and escalation

More consistent outcomes

Repeatable policy application
Audit logs and traceability
Better experience for verifiers and employees

START Security details